For further information on Locke Lord LLP’s Regulatory and Transactional Department, and Excess and Surplus Lines matters in particular, please contact:
John P. Dearie, Jr., Editor, 212-756-0255, Email
John P. Dearie, Jr. is a nationally and internationally respected lawyer with over 20 years of experience in the insurance and reinsurance industry. He has served numerous overseas insurers in England, France, Germany, Japan and Finland as their U.S. regulatory counsel, and served as chief U.S. lobbyist and legislative liaison for the Institute of London Underwriters. In this capacity, he was able to achieve significant breakthroughs in the areas of reinsurance accreditation and surplus lines approval. Mr. Dearie has been a member of various industry advisory committees to the National Association of Insurance Commissioners (“NAIC”) and state insurance departments, and has served as legal advisor to the financial services industry in the areas of reinsurance trusts and letters of credit. He has appeared as a guest lecturer and panelist in numerous insurance conferences and workshops and testified before the NAIC and various state insurance departments. Mr. Dearie received his B.S. from Georgetown University, and received his J.D. from Fordham Law School. He is admitted to practice in New York.
John N. Emmanuel, 212-912-2879, Email
John N. Emmanuel practices insurance regulatory and general corporate law. He represents clients from all sectors of the financial services industry and has represented clients with respect to administrative matters before state insurance departments. He advises United States and international property and casualty and life and health insurance companies with regard to regulatory and compliance matters, including formation, company licensing, holding company act requirements, affiliate transactions, restructurings, advertising, producer agreements and compensation, investments and rate and forms filings. He also specifically advises surplus lines insurers, captives and risk retention and risk purchasing groups. John also represents insurance agents, brokers, surplus lines brokers, reinsurance intermediaries and third party administrators with respect to licensing and compliance issues. He has also assisted clients with respect to mergers and acquisitions. John is admitted to practice in New York, Connecticut and the District of Columbia.
Zachary N. Lerner, 212-912-2927, Email
Zachary Lerner is an associate in the New York office and is a member of the Insurance and Reinsurance Department. He maintains a general corporate practice with an emphasis on insurance regulatory, transactional and reinsurance matters. In particular, Zachary has represented insurance agents and brokers, insurance companies, reinsurance intermediaries, third party administrators, captives, special purpose vehicles and other related entities in connection with their needs, including, but not limited to: formation, licensing, regulatory compliance, advertising and filing matters. Zachary also works with both insurance and non-insurance entities on an array of transactional matters, including corporate filings and annual reports, mergers and acquisitions, affiliate transactions and stock and asset deals.
Robert A. Romano, 212-812-8322, Email
Robert A. Romano is a partner who practices in insurance regulatory, corporate and international matters in the Firm’s New York office. With more than 25 years of legal experience, Mr. Romano has worked extensively with international and domestic clients in the financial services industry, principally in the insurance industry, as well as with other clients engaged in international operations. In the insurance industry, Mr. Romano has assisted clients in the sale, acquisition and corporate financing of insurance companies, including reorganizations of multinational financial services organizations and off-shore captives. He has represented major international insurers and reinsurers in developing regulatory strategies for their U.S. operations, involving reinsurance, direct placement, surplus lines and captive insurance, as well as corporate, brokerage and other relationship issues relevant to these operations.
Paige D. Waters, 312-443-1815, Email
Paige D. Waters’ practice in insurance and reinsurance law spans over two decades and includes extensive experience handling transactional, regulatory, and insolvency matters on behalf of national and international insurance and reinsurance clients. She represents a broad base of clients in the financial services and insurance industries, including insurers and regulated entities across most lines of insurance – surplus line, life, accident and health, property and casualty, health maintenance organizations, managed care organizations, mortgage and financial guaranty, fronting carriers, captives, service contract providers, producers, private equity and hedge funds. Paige has substantial experience in all aspects of insurance and reinsurance transactions, including mergers and acquisitions, corporate formation, structuring and licensing, subordinated and surplus note issuance and loss portfolio transfers. She frequently advises clients on insurance transactional, regulatory, and enforcement matters nationwide, including market conduct and financial exams, product and program development and implementation, and nationwide compliance issues. She is co-author of Chapter 96 General Principles and Introductory Matters Concerning Insurer Insolvency and Bankruptcy and Chapter 14 Insurance Solvency Regulation, New Appleman on Insurance Law Edition and frequently speaks at insurance industry events. She has been highly ranked in Chambers USA for the past eleven years.